Frequently Asked Questions
Transparency and clear communication are at the core of our approach. With that in mind, we’ve compiled and answered questions that are frequently on our clients’ minds.
Unlike traditional advisors, we don’t sell products or charge based on a percentage of your assets. We provide unbiased strategies, coordinate with trusted professionals, and create flexible plans to achieve your long-term goals.
The Assessment is our complimentary first step. We take you through steps of Introduction and Discovery, culminating in a Preliminary Presentation, to illustrate how we would work with your unique situation. The Assessment process allows us to learn about your goals, proactively assess risks and opportunities, and ensure we are a good fit.
We work best with individuals, families, and business owners who want to optimize taxes, plan for retirement, protect their estates, or diversify beyond traditional investments. We are eager to help those who have experienced a sudden change in circumstances and need to realign their future goals with new realities.
Unlike many institutions, we do not take a percentage based on your assets or net worth. We charge a flat fee based on the time and complexity of your situation. If we don’t believe we can deliver value that exceeds our fee, we won’t take you on as a client.
No, we are not investment managers—we are financial strategists. Our team crafts your overall strategy, which includes a plan for all of your assets, and works with your own portfolio manager or connects you with one of our vetted partners. Your money doesn’t pass through our hands.
We collaborate with trusted specialists in tax, law, lending, real estate, insurance, and investment products. We oversee the process to ensure everything is implemented smoothly and in your best interest.
For us, it’s not all about your net worth or even your income. You just need to have some wiggle room, meaning the capacity to access liquid capital and surplus income each year to save or invest. That’s how we can design meaningful strategies and create long-term value for you.
No. We are happy to introduce you to our vetted partners or to work with your existing advisors, depending on your preference. Our role is to ensure everyone collaborates effectively to serve your goals.
If you like what you get from us and choose to move forward, you’ll sign a service agreement and pay your invoice. Then, we’ll get to work on implementing your strategy at a pace that is comfortable for you.
Yes, our focus is on individuals, families, and corporations residing in Canada, since our strategies are tailored to Canadian tax and financial regulations.
The Assessment can be completed within as little as a few days, depending on your availability for each of the four steps. Implementation timelines vary depending on the complexity of your situation and the number of professionals involved.
Absolutely. We treat your financial and personal details with the highest level of confidentiality and only share information with specialists you approve. We also provide NDAs upon request. Your comfort and privacy are of the utmost importance to us.
Yes. We specialize in helping business owners and incorporated professionals with tax-efficient structures, wealth transfer, and retirement planning strategies.
We take a holistic, big-picture approach. Instead of focusing on one aspect of your finances, we design integrated solutions that protect your wealth, reduce risk, and create peace of mind for today and the future to come.
